This is the new Covenant and Rule Enforcement Policy and Procedure, adopted by the Pine Creek Board of Directors, and effective August 10, 2022. Please note that this policy update was generated in response to legislation change, and the Board and Management company is obligated to operate within compliance of State Law. This is also posted on PCVA.org and your Homeowner Portal for easy access. Please review the below, notable points in this policy:

• Owners should submit any complaints via writing, meaning email or first-class mail (oral or anonymous complaints are not considered.)
• Notice of Violations will be sent via certified mail, as well as first-class mail. Additional notices may be sent via email if one is provided, or by hand-delivery.
• Hearings may be requested by owners only when requested in writing prior to the deadline stated in the notice of violation. 
• Limitation of Fines are restricted to $500 PER Violation of the Governing Documents unless the nature of the violation threatens public safety or health.
• Administrative Expenses related to the covenant and rule enforcement will be charged back to the owner (or applied to their homeowner ledger) which generated the violation (cost for postage, certified mailing, hand-delivery by process server, cost to translate a document into another language other than English, etc.)
• Fine Schedule/Notice Schedule:

Schedule / Amount / Days to Comply (if no threat to public health or safety)/Notes

• First Violation/Warning $0, 30 days; notice will warn of $75 fine to be applied if not cured
• Second Violation/1st Fine Notice$75, 30 days; fine applied; notice will warn of $150 fine to be applied if not cured; HOA may proceed with legal action
• Third Violation/2nd Fine Notice$150, 7 days; Fine applied; notice will warn of $275 to be applied if not cured
• Fourth Violation/3rd Fine$275, 7 days; fine applied

View the PCVA Policies at https://www.pcva.org/policies.html

A new Collection Policy and Procedure that was adopted by the Board of Directors, and is effective 8/10/2022. This applies to all members of the HOA. Please see below for a briefing on some notable points in the policy. However, please review and read the policy in its entirety. This document is also posted to PCVA.org and to your Homeowner Portal Library;

• Due Date: The annual assessment is still payable monthly, with the due date of the1st of each month.
• Payments not received by the 15th of the month, and any outstanding amount left on the account on the 15th, will be charged a late fee of $25 and an interest rate of 8%
• The HOA reserves the right to record a notice of lien at any time once an account becomes delinquent.
• Costs generated by the collection of amounts owed will be posted to the Owner's account. This includes costs for certified mailings, costs to physically post a notice, recovery of Attorney's fees, and any translation of a notice to a language other than English.
• Owners with outstanding balances will be sent a monthly statement by first-class mail to the address provided by the owner (please be sure to keep the HOA updated with your current mailing address of choice.) As a reminder, monthly statements are not automatically sent to all owners each month; please make note of your due date and arrange to satisfy your assessment on time.
• The HOA may turn over a delinquent account to a collection agency or refer to an attorney after sending a copy of the delinquency notice by certified mail and by posting a notice to the owner's unit in the HOA; sending a notice via first-class mail; and (optional) via text or call or email

View the PCVA Policies at https://www.pcva.org/policies.html